Free tools for testing payment rails
Eight browser-based tools built on one shared engine. Every default is an illustrative assumption you can replace; every result exports to CSV or PDF.
Payment cost comparison
Fees, FX spread, settlement days and dispute exposure for six rails side by side, with every assumption editable.
For Merchants, CFOs, AccountantsSettlement & cash-flow simulator
Day-by-day cash balance with weekends, payroll and supplier runs: see when settlement timing pinches.
For CFOs, MerchantsMerchant scenario builder
Current mix vs proposed mix: annual cost difference and working capital released or tied up.
For Merchants, CFOsFX spread calculator
Turn “no fee” conversions into a visible cost in dollars and per cent.
For CFOs, Accountants, ConsumersChargeback exposure calculator
Dispute fees, lost goods and staff time: the full cost of reversible payments.
For MerchantsCrypto receipt record
A per-payment record: CAD value, sales tax by province, units due and conversion result.
For Accountants, MerchantsReadiness quiz
Twelve questions, four dimensions, one honest gap list.
For Merchants, CFOs, AccountantsVendor evaluation checklist
Twenty-one verifiable questions for any provider, with the evidence to ask for.
For CFOs, Developers, AccountantsAll tools share the same cost and settlement engine, so a change in one assumption means the same thing everywhere. Formulas and limits are on the methodology page.